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Has a financial emergency arisen that's affecting your wallet? Benefit from a fast line of credit. Submit your application and receive your money promptly.
Simple and safe direct deposit of your money
Direct deposit, Instant Deposit and Interac E-transfer. The quickest ways to get your money!
About Go Prêt
We're just like you. We believe that every person should have access to credit options. These should be adaptable to individual needs and supported by financial responsibility. That's why today we're presenting you with a simple, efficient and secure financing alternative.
- Quick and easy
- Pay off at your own pace
- 100% Safe
Quick FAQs
Annual Percentage Rate (APR)
The Annual Percentage Rate (APR) is a financial indicator used to calculate the cost of borrowing on a yearly basis. Please note that the APR on the amount borrowed from the lender for this type of loan is 22%.
Example: A loan of $500 (including principal, fees, and interest) would result in a repayment of approximately $765.
Renewals
Our loyal clients, who demonstrate strong financial responsibility, have the opportunity to renew their loan online.
Please note, however, that loan renewal is not automatic—you must submit a request to initiate the process.
How much can I borrow with a quick loan?
At Go Prêt, our professionals offer you the opportunity to obtain a fast loan from $500 to $1000 in a quick, secure, and 100% confidential manner
Is it possible to request a fast loan without a credit check?
Go Prêt is proud to offer you fast and flexible loans**, whether you have a good or bad credit history. To qualify, you must meet the following eligibility criteria:**
- Be 18 years or older
- Reside in Quebec
- Be employed for at least 3 months
- Receive your salary via direct deposit into a Canadian bank account
- Not be on the verge of bankruptcy
- Have a net monthly income of at least $1,500"
For what reasons should you request a quick loan?
Online fast credit solutions exist to offer you a reliable and secure option in case of unexpected financial situations. Car breakdown? Home renovations? Unexpected medical expenses? No matter your situation, our fast loans are here to help you regain control of your finances without delay and without hassle
Can I get a loan in less than 24 hours?
Yes, it’s absolutely possible! Depending on the time and moment of your request, it’s even sometimes possible to receive your money the same day. In other cases, a delay of 24 business hours may be necessary before the funds are available in your bank account.
Need quick access to your funds? Our instant deposit service allows you to receive your money in less than an hour.
Perfect for urgent situations or immediate needs, this service offers speed and peace of mind.
Why choose instant deposit?
✅ Speed: Funds available in 60 minutes or less
✅ Simplicity: No delay, no hassle
✅ Security: Safe and verified transactions
Can I Pay Off My Loan Faster?
Yes, absolutely! You can repay your loan over a flexible period ranging from 90 to 120 days, allowing the schedule to match your pay frequency.
You also have the option to increase your payments to pay off your loan faster and save on interest.
Responsible Collections: What Does It Mean
Our company is committed to responsible collection practices. If you experience difficulty making payments, our collections agents reserve the right to terminate your payment plan and use various methods to recover unpaid amounts.
Terminated payments will be subject to interest on the outstanding loan balance. The borrower is responsible for covering any legal fees associated with recovering the amounts owed. Unpaid debts will be handled with the full force of the law.
Missed Payments and Credit Score: What Are the Impacts?
Any missed payment will be automatically deferred to the end of your contract. Insufficient funds fees will apply, in accordance with the terms of your loan agreement.
Good news: This does not affect your credit score with Go Prêt.
How to Defer a Payment
If you plan to defer a payment, please contact us at least 48 hours in advance. This deferral will result in additional fees and will also be added to the end of your contract.
✅ Good to Know:
Regular and responsible repayment of your online personal loan ensures exceptional service and hassle-free renewal.
📞 Questions?
Our team is here to support you.
What are the fees for a missed or deferred payment?
A missed payment due to insufficient funds or any other reason will result in a $45 fee.
If you need to defer a payment, please inform us at least 48 hours in advance by phone or email. A $25 fee will apply for the deferral.
📞 Questions?
Contact the Go Prêt team for fast and personalized service.
What are your responsible lending policies?
At Go Prêt, every online quick loan application goes through a rigorous verification process to ensure your ability to repay.
✅ What We Check :
- Sufficient monthly income to cover payments
- Banking history: frequent insufficient funds fees
- High number of pre-authorized debits from your account
- Employment stability or regular income source
- Credit history and presence of active debts
- Consumer proposal, voluntary deposit, or ongoing debt management
- Frequency of recent credit applications
- Consistency between provided information and supporting documents
If any of these criteria are not met, the application may be declined. This process ensures a safe and responsible service you can trust.
How to Borrow Responsibly and Make Informed Decisions
At Go Prêt, we’re committed to offering accessible online quick loan solutions while encouraging responsible borrowing.
Our loans are designed to help you during financial emergencies when no other options are available. However, it’s important to understand that the interest rate is higher than that of traditional banking institutions.
⚠️ Use with Caution:
- These loans should be used occasionally and only as a last resort.
- Taking out multiple short-term loans at once can lead to unmanageable debt and serious financial issues.
- It’s essential to fully understand the contract terms, applicable fees, and your actual repayment capacity.
✅ A Helpful Solution—If Well Managed:
- A quick loan can be an effective temporary solution if you’re informed and organized.
- Our advisors are here to help you assess your financial situation and guide you toward the best option.
📞 Need Help?
Contact our team for personalized advice.
The Annual Percentage Rate (APR) is a financial indicator used to calculate the cost of borrowing on a yearly basis. Please note that the APR on the amount borrowed from the lender for this type of loan is 22%.
Example: A loan of $500 (including principal, fees, and interest) would result in a repayment of approximately $765.
Our loyal clients, who demonstrate strong financial responsibility, have the opportunity to renew their loan online.
Please note, however, that loan renewal is not automatic—you must submit a request to initiate the process.
At Go Prêt, our professionals offer you the opportunity to obtain a fast loan from $500 to $1000 in a quick, secure, and 100% confidential manner
Go Prêt is proud to offer you fast and flexible loans**, whether you have a good or bad credit history. To qualify, you must meet the following eligibility criteria:**
- Be 18 years or older
- Reside in Quebec
- Be employed for at least 3 months
- Receive your salary via direct deposit into a Canadian bank account
- Not be on the verge of bankruptcy
- Have a net monthly income of at least $1,500"
Online fast credit solutions exist to offer you a reliable and secure option in case of unexpected financial situations. Car breakdown? Home renovations? Unexpected medical expenses? No matter your situation, our fast loans are here to help you regain control of your finances without delay and without hassle
Yes, it’s absolutely possible! Depending on the time and moment of your request, it’s even sometimes possible to receive your money the same day. In other cases, a delay of 24 business hours may be necessary before the funds are available in your bank account.
Need quick access to your funds? Our instant deposit service allows you to receive your money in less than an hour.
Perfect for urgent situations or immediate needs, this service offers speed and peace of mind.
Why choose instant deposit?
✅ Speed: Funds available in 60 minutes or less
✅ Simplicity: No delay, no hassle
✅ Security: Safe and verified transactions
Yes, absolutely! You can repay your loan over a flexible period ranging from 90 to 120 days, allowing the schedule to match your pay frequency.
You also have the option to increase your payments to pay off your loan faster and save on interest.
Our company is committed to responsible collection practices. If you experience difficulty making payments, our collections agents reserve the right to terminate your payment plan and use various methods to recover unpaid amounts.
Terminated payments will be subject to interest on the outstanding loan balance. The borrower is responsible for covering any legal fees associated with recovering the amounts owed. Unpaid debts will be handled with the full force of the law.
Any missed payment will be automatically deferred to the end of your contract. Insufficient funds fees will apply, in accordance with the terms of your loan agreement.
Good news: This does not affect your credit score with Go Prêt.
How to Defer a Payment
If you plan to defer a payment, please contact us at least 48 hours in advance. This deferral will result in additional fees and will also be added to the end of your contract.
✅ Good to Know:
Regular and responsible repayment of your online personal loan ensures exceptional service and hassle-free renewal.
📞 Questions?
Our team is here to support you.
A missed payment due to insufficient funds or any other reason will result in a $45 fee.
If you need to defer a payment, please inform us at least 48 hours in advance by phone or email. A $25 fee will apply for the deferral.
📞 Questions?
Contact the Go Prêt team for fast and personalized service.
At Go Prêt, every online quick loan application goes through a rigorous verification process to ensure your ability to repay.
✅ What We Check :
- Sufficient monthly income to cover payments
- Banking history: frequent insufficient funds fees
- High number of pre-authorized debits from your account
- Employment stability or regular income source
- Credit history and presence of active debts
- Consumer proposal, voluntary deposit, or ongoing debt management
- Frequency of recent credit applications
- Consistency between provided information and supporting documents
If any of these criteria are not met, the application may be declined. This process ensures a safe and responsible service you can trust.
At Go Prêt, we’re committed to offering accessible online quick loan solutions while encouraging responsible borrowing.
Our loans are designed to help you during financial emergencies when no other options are available. However, it’s important to understand that the interest rate is higher than that of traditional banking institutions.
⚠️ Use with Caution:
- These loans should be used occasionally and only as a last resort.
- Taking out multiple short-term loans at once can lead to unmanageable debt and serious financial issues.
- It’s essential to fully understand the contract terms, applicable fees, and your actual repayment capacity.
✅ A Helpful Solution—If Well Managed:
- A quick loan can be an effective temporary solution if you’re informed and organized.
- Our advisors are here to help you assess your financial situation and guide you toward the best option.
📞 Need Help?
Contact our team for personalized advice.